India’s flagship PM Surya Ghar: Muft Bijli Yojana has achieved a major milestone, with 39,72,447 rooftop solar (RTS) systems installed across the country, benefiting 48,02,717 households as of 22 July 2026. The scheme continues to accelerate residential solar adoption by combining higher financial assistance, affordable financing, and innovative implementation models to make rooftop solar accessible to households across different income groups.
To improve affordability, the government has introduced higher Central Financial Assistance (CFA) for the first 2 kWp of rooftop solar capacity under the scheme. In addition, beneficiaries can avail collateral-free loans from nationalised banks at a concessional interest rate of repo rate plus 50 basis points, which currently works out to 5.75% per annum, with a repayment tenure of 10 years. The scheme also incorporates the Renewable Energy Service Company (RESCO) and Utility-Led Aggregation (ULA) models to encourage wider participation and faster deployment of rooftop solar systems.
The programme has witnessed strong financial support from the government over the past three financial years. Budgetary allocations have increased significantly to support the rapid expansion of rooftop solar installations, reflecting the government’s commitment to promoting clean energy adoption and reducing household electricity costs. As of 22 July 2026, expenditure under the scheme for FY 2026-27 had already crossed ₹10,392 crore, demonstrating steady implementation progress.
The growing number of rooftop solar installations has translated into tangible benefits for consumers. According to the government, electricity bills have reduced substantially for households that have installed rooftop solar systems under the scheme. Notably, more than 18.93 lakh households have reported receiving zero electricity bills during certain months, depending on their electricity consumption and self-generation levels. This highlights the scheme’s role in lowering household energy expenses while promoting distributed renewable energy generation.
The information was shared by Union Minister of State for New and Renewable Energy, Shri Shripad Yesso Naik, in a written reply in the Rajya Sabha, underscoring the government’s continued focus on expanding rooftop solar adoption as part of India’s clean energy transition and energy security goals.
